Tag Archives: credit card

Understanding Student Finance: Some Good Options for a Student Credit Card

Whether in high school or college, a student is going to soon be opening their very first credit account. If the student understands all the consequences and uses the credit card responsibly, they can be on the road to building a healthy credit report much more easily. Understanding the fundamentals of paying the bill on time and how good credit can benefit them for years to come, it is a good idea to help them understand that all credit cards are not equal. Here are some options for the student to consider before they choose just any credit card.Continue Reading

Buyer Beware: Avoiding Shopping Scams

It has been described as an opportunity to obtain funds or other forms of services through fraudulent means, and it is rampant across our society. Otherwise known as a swindle, until the birth and popularity of the information superhighway, the swindle artist was somewhat restricted to confined areas. Thanks to the Internet and its popularity, especially in the area of shopping, anyone can fall victim to a fraud. Knowing what to look for in a possible swindle will be the first step to protecting yourself from becoming a victim. Continue Reading

Common Personal Finance Mistakes and How to Avoid Them

Recently, the United States has seen a sharp rise in consumer spending, housing prices, and household debt, only to see it all collapse in 2008 with the Great Recession. In the wake of the financial and housing melt down many Americans are living in houses that are underwater with mounds of credits card debt. While few Americans were able to foresee the damage that was going to ensue from the financial collapse, there were widespread personal finance mistakes made by many Americans that could have been avoided.Continue Reading